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Your partner in
building better credit

  • No Credit Check Required
  • No Minimum Deposit Required
  • Get Approved Within 5 Minutes
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Introducing Sable

ZERO Annual Fees1, plus….

Build Credit History

Its a real credit card that will help build your credit history with major credit bureaus. Generally, prepaid and debit cards can't do that.

Refundable Deposit

You decide the deposit amount, which becomes equal to your credit limit. If you deposit $1000 your credit limit will be $1000. Note, the deposit is fully refundable!

No Credit Check

We don’t do credit checks (even soft pulls) and approve you on the basis of your valid documents like SSN or Passport.

Earn up to 2% Cashback

Earn 2% cashback at Amazon, WholeFoods, UberEats, Uber, Netflix, Spotify, Hulu & 1% cashback on all other purchases2

Sable is the only premium secured credit card
in the market

Benefits & Insurance

You automatically get Mastercard® car rental insurance, Cell phone protection, including cracked screens2 Zero liability on purchases2 and much more!

No Hidden Charges

We are upfront and clear about what we charge - and for the most part it's Zero1! Zero Annual fees and an APR rate of Prime + 9.99% APR1

How secured credit card work?

How secured credit card work?

How secured credit card work?

How secured credit card work?

Compare Sable

Compare Sable

Compare Sable

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Compare Sable

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Sable ONE Secured Credit Card

Discover It Secured Credit Card

Graduation Promise in as little as 4 months

Yes
No

Max credit limit

$10,000
$2,500

APR5

9.99% (Variable)
22.99% (Variable)

Cash Back2

1-2%
No

Sable Double Cash Bonus4

2X your earned cashback
Yes

Cell phone protection3

Yes
No

Car rental insurance3

Yes
No

Rewards & Benefits2

  • 2% Cashback2
  • Cellular Telephone Protection
  • Zero Liability on Purchases
  • Sable Satisfaction Guarantee
  • Sable Extended Warranty
  • Purchase Assurance
  • Price Protection
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Travel & Emergency2

  • Mastercard Car Rental Insurance
  • Travel Assistance Service
  • Card Replacement
  • Mastercard Airport Concierge
  • Identity Theft Protection
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Sable customer reviews

Trusted by over 400,000 accounts

4.8
Score on App Store
[Sable is the] first bank to offer a secured card and bank account without a credit check, thus giving people a chance at financial recovery.
C.R.G.
I love this credit company for giving the opportunity to be a Sable cardholder to everyone.
G Burt
Awesome card and app! I am very impressed with Sable so far - it lets me send funds abroad at zero cost. It's cheaper than Western Union!
P.C.
Best mobile banking experience! Seamless and efficient! Easy to use, premium benefits, and helpful customer service!
C.C.
I have been banking with BofA for the last six years … I am so glad that I made the move and have saved so much money in fees!! Best thing to happen to me in 2020—it literally changed my life.
A.G.
Fantastic customer service. I shifted from a traditional bank to Sable [and] Sable’s customer service helped me answer all the questions that I needed to switch.
K Oiwake
The best bank for immigrants in the US. Thank you Sable! I have nothing but good things to say about you!
E Berhe

Join the world’s fastest, most premium path to financial freedom

Download Sable: effortless, borderless banking for a more connected world.