Why do I need to submit a deposit to activate my Sable card?

We offer a secured card with a credit limit against the amount of money you deposit into your account. For example, if you deposit $1,000, we save that money and give you a credit limit of $1,000. You can spend the same amount--by charging it to your Sable card. Why not just use a debit card? Because unlike a debit card, our secured card will build your credit history.

We will also launch unsecured credit soon, and increase your credit limit based on your responsible use of secured card (i.e., on-time payments).