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You may graduate to unsecured credit in as fast as four months

Sable’s Graduation Program6

Join an accelerated, simplified, and more transparent path, where you may graduate from a secured credit card to an unsecured credit card in as fast as four months6.

Completing milestones increases the likelihood and speed that you graduate. Meeting all milestones does not guarantee graduation to an unsecured credit card. Sable can and will consider additional factors for graduation. The Sable Graduation program may be paused or discontinued at any time, at which time all customers will be notified.

How graduation works:

Start with Sable’s secured credit card.
 Meet milestones for at least 4 months.
 You may become eligible to graduate to traditional unsecured credit.

Introducing Milestones.

Sable is committed to demystifying the graduation process. Enter milestones - tangible, easy to understand steps our customers can take to accelerate their graduation6.

Make purchases of at least $2506

Spend at least $250 every month on your Sable secured credit card to meet this milestone.

Make at least 15 purchases6

Make at least 15 purchases every month to meet this milestone. Purchases are defined as transactions made in-store / online on your Sable secured credit card.

Credit limit of at least $2006

Have a secured credit card limit of at least $200 every month to meet this milestone.

On-time credit card payment6

Pay at least your monthly minimum balance due every month to meet this milestone.

Payroll deposit of at least $1506

Payroll or recurring deposit at least $150 every month from your payroll provider or external account to your Sable account to meet this milestone.

Hit monthly milestones

Meet or exceed your monthly milestones to get started on the path to graduate.

Don’t lose your streak!

Meet your monthly milestones for at least four consecutive months and you may qualify for graduation. If you lose your streak you can always start over.

Get eligible to graduate to unsecured credit6

If you qualify and are invited, your graduation offer will be waiting for you in your Sable app

Sable customer reviews

Trusted by over 400,000 accounts

4.8
Score on App Store
[Sable is the] first bank to offer a secured card and bank account without a credit check, thus giving people a chance at financial recovery.
C.R.G.
I love this credit company for giving the opportunity to be a Sable cardholder to everyone.
G Burt
Awesome card and app! I am very impressed with Sable so far - it lets me send funds abroad at zero cost. It's cheaper than Western Union!
P.C.
Best mobile banking experience! Seamless and efficient! Easy to use, premium benefits, and helpful customer service!
C.C.
I have been banking with BofA for the last six years … I am so glad that I made the move and have saved so much money in fees!! Best thing to happen to me in 2020—it literally changed my life.
A.G.
Fantastic customer service. I shifted from a traditional bank to Sable [and] Sable’s customer service helped me answer all the questions that I needed to switch.
K Oiwake
The best bank for immigrants in the US. Thank you Sable! I have nothing but good things to say about you!
E Berhe

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