Sable has partnered with UWE!

To open a Sable account you only need the following things:

1. Your SSN information

Or if you don't have an SSN, then the following will be required:

1. Your Passport
2. Your U.S. Address
3. Your U.S. Visa or Non-Tourist I94 entry of your US visit

Passport

You will need to scan your passport using the app when you're applying for an account. You will need your original passport, we don't accept photocopies or previously scanned images.

US Address

You need to have a Residential US Address to open an account. This is a regulatory requirement. We will automatically ship your card to the address you provided.

Your Visa or valid I94 entry into the US (for non-US Citizens)

If you are not a US citizen, we will ask for a second document. This will be the US visa attached to your passport If you don't have a US Visa, that is probably because you entered the US with a visa waiver (e.g. a TN Visa or an ESTA). In this case, select the I-94 option and we will verify your visa waiver electronically.

Your SSN (if you have one)

If you have a Social Security Number, you’re required to provide it for verification purposes.

Why do you ask for these documents?

We have to make sure that you are opening the account and it is not someone using your identity. This is for your safety as well as to comply with US regulations.

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Absolutely! Our products are especially made so that you can enjoy higher credit limits even when you don’t have a US credit history.

We won’t run any type of credit history to open your secured credit card or deposit account.

Our products are geared towards internationals who are new to the US. We understand that you will not have substantial credit history when you first arrive in the US.

A secured credit card works similar to a credit card however the credit limit is set by you. Whatever limit you set, the appropriate funds are moved from your deposit account into a reserve account to act as collateral for your credit limit. This will be returned if you wish to close your account or reduce your credit limit in the future.

Every month you will receive statements based on your credit card usage with a due date that you will need to pay off using funds from your checking account. Your reserve amount will not automatically be used as this will remain constant to maintain your credit limit.

Once you have funded your Sable Banking Account, you can increase your credit limit. To increase your credit limit, please go to the "SableONE secured credit card" in the cards screen of the Sable app and then choose to increase credit limit. Please note that the funds will automatically be moved from your checking account when you increase your credit limit.

Your secured credit card has a lot of added benefits as it helps build your credit history as well as exciting rewards/cashback as mentioned on our website Sable Card Rewards.

To add your security deposit, all you need to do is navigate to the Secured Credit Card in the Cards screen of the Sable app and choose to "increase credit limit".

This will automatically deduct the funds from your Sable Banking Account to a reserve account to act as the security deposit for your credit limit!

To pay off your Secured Credit Card balance, please choose the "Pay your secured credit card" option in the move money tab in the Sable app! This will deduct the funds from your Sable Banking Account and pay off your outstanding balance.

Please note that we do not allow payments directly to the Secured Credit Card at this time and the payments will have to be made from your Sable Banking Account!

Sable does not use the Security Deposit to pay off outstanding secured credit card balance at the end of month and the customer's have to initiate the payment using funds in their Sable Banking Account via the Sable app!

Your Sable secured credit card has a billing cycle from the 1st to end of every month. You will only need to pay off whatever your statement (that you receive via email in the first 2 weeks of the month) says that you need to pay.

The way this works is as follows: For example if you made $100 of purchases between May 1st and May 31st, you will receive your statement within the first 2 weeks of June and your due date will be June 27th. Any purchases made in June will only be due in July 27th. This is what will be highlighted in your statement that is sent via email.

The due date counter that you see in the app currently only counts down to the 27th of every month as that is the due date for all secured credit cards with Sable currently. Similarly, the balance due shows the current outstanding balance on your Sable account and does not reflect what you may actually owe on your cards. Please follow your statements for accurate information on the amount due and the due date information.